The current housing situation in New Zealand has pushed young New Zealander’s out of home ownership. A national shortage of housing stock, high house and land prices, off-shore investors, high student loans and the fact that incomes have not risen as rapidly as house prices has contributed to this situation. Young New Zealander’s are increasingly spending prolonged amounts of time flatting, renting or living with family in order to have the fundamental requirement of a roof over their head and to save money. The intention of this research is to establish a design outcome that provides an affordable and adaptable housing option for young New Zealander’s seeking home ownership. The outcome is informed by various examples of refined and affordable housing, the relationship between user and architecture, and the testing of what is truly necessary for a functional home. The proposed solution is the 10m2 “AdAPTA Home”; a refined and mobile housing model free of excesses and yet functional and adaptable to user needs. The design looks at how much space is truly necessary in our homes for living, and how much can be removed. The design is intended to be used throughout one’s life; beginning as an affordable initial housing option for a young person to achieve full home ownership in a short time frame, before moving through various stages in life where the dwelling can grow and adapt in response to changing needs, various situations and environments.